How Much Does a Collaborating Physician Cost? 2026 Fair Price Data From 2,000+ Real Contracts
By Chris Caulfield, RN, MSN, FNP-BC · Founder & CEO, NP Collaborator
Fair collaboration pricing starts at $499 per month (25th percentile), with a national median of $549/month — most nurse practitioners pay $499–$599/month, based on 2,000+ actual contracts. In the largest NP markets — Florida and Texas — the median is $499/month. Total monthly fees including physician fees, platform fees, and physician malpractice insurance. Source: NP Collaborator Fair Price Report, Edition 1, 2026.
Our data. Real signed contracts. Funded by NPs and PAs — not vendors.

About this study
- Publisher
- NP Collaborator
- Author
- Chris Caulfield, RN, MSN, FNP-BC — Founder & CEO, NP Collaborator
- Edition
- Edition 1 (2026)
- Release date
- August 18, 2026
- Data through
- May 2026
- Sample
- 2,000+ real signed contracts across 20 states
- Method
- Medians and the Fair Price Band (25th–75th percentile) of actual signed contracts
Disclosure: NP Collaborator operates a collaborating-physician marketplace. This report measures the whole market from real signed contracts — including arrangements made off our platform — and reports medians, not our own pricing. Read the full disclosure & methodology.
Ask what a collaborating physician costs and you will get a different answer from every vendor — because almost none of them publish real numbers. Quoted ranges are unsourced, "starting at" prices hide the true monthly fee, and add-ons like malpractice coverage are buried in the fine print.
The result is that most nurse practitioners have no benchmark. Without one, it is impossible to know whether a quote is fair or inflated — so NPs routinely overpay for the exact same collaboration relationship.
So we built the fix ourselves. The Fair Price for Collaboration Report is the first all-in cost study of collaborating physician fees — built entirely from real signed contracts and funded by the nurse practitioners and physician assistants who actually pay them, not by the vendors who profit from them. Every figure on this page comes straight from our dataset of 2,000+ real signed collaboration contracts, published as medians and 25th–75th percentile bands so you can measure any quote against the market. We call that range the Fair Price Band™ — 25th–75th percentile of real signed contracts.
What's included in the collaborating physician cost?
Every figure on this page reflects the same definition: total monthly fees including physician fees, platform fees, and physician malpractice insurance. That means the number bundles three things that are often quoted separately elsewhere: the physician's collaboration fee, the platform fee, and the physician's malpractice insurance.
What it does not include: your own NP malpractice policy, state licensing or filing fees, and any one-time onboarding or match fees a vendor may charge on top. Comparability depends entirely on this definition — a "$399" quote that excludes malpractice is not cheaper than a $549 quote that includes it.
How much does a collaborating physician cost by state?
Median monthly cost and Fair Price Band for every state with enough signed contracts to publish. Select a state for its full breakdown. The map near the top of this page visualizes these same medians.
| State | Median | Fair Price Band | Based on |
|---|---|---|---|
| Alabama | $649/mo | $574–$699/mo | 20+ contracts |
| California | $649/mo | $599–$699/mo | 250+ contracts |
| Florida | $499/mo | $496–$549/mo | 250+ contracts |
| Georgia | $649/mo | $586–$699/mo | 50+ contracts |
| Illinois | $498/mo | $424–$549/mo | 50+ contracts |
| Indiana | $499/mo | $449–$549/mo | 50+ contracts |
| Kentucky | $524/mo | $499–$599/mo | 20+ contracts |
| Louisiana | $574/mo | $574–$699/mo | 20+ contracts |
| Massachusetts | $549/mo | $524–$569/mo | 20+ contracts |
| Michigan | $499/mo | $449–$549/mo | 20+ contracts |
| Missouri | $549/mo | $499–$574/mo | 20+ contracts |
| New Jersey | $499/mo | $449–$549/mo | 50+ contracts |
| New York | $549/mo | $499–$574/mo | 50+ contracts |
| North Carolina | $549/mo | $549–$600/mo | 50+ contracts |
| Ohio | $537/mo | $499–$549/mo | 100+ contracts |
| Pennsylvania | $499/mo | $449–$549/mo | 50+ contracts |
| South Carolina | $549/mo | $549–$684/mo | 50+ contracts |
| Tennessee | $649/mo | $555–$649/mo | 20+ contracts |
| Texas | $499/mo | $499–$598/mo | 250+ contracts |
| Virginia | $524/mo | $499–$578/mo | 50+ contracts |
Fair Price Band = 25th–75th percentile of real signed contracts. States not listed do not yet meet our publication threshold — the national median is the best benchmark there.
How did we build this collaborating physician cost data?
Our dataset is built from real, signed collaboration agreements — not survey estimates, job postings, or vendor list prices. This is, to our knowledge, the first all-in cost study of collaborating physician fees funded by the NPs and PAs who pay them rather than the vendors who profit from them. For the national picture we analyzed 2,000+ actual contracts.
We publish the median as the headline figure, not the average, because a handful of high-cost outliers can distort a mean. Around the median we publish the 25th–75th percentile range — the Fair Price Band — so you can see where most contracts actually land.
A state earns its own page only when it has enough signed contracts to be statistically meaningful. We report sample sizes in bands (for example, "50+ contracts") rather than exact counts, both to protect contributor privacy and because the band is the honest precision the data supports. This is Edition 1, 2026; figures reflect contracts signed through May 2026.
The full underlying dataset is available as a machine-readable JSON endpoint and as a downloadable PDF report. For the full data sources, method, and citation formats, see our methodology & how to cite page.
What drives the price of a collaborating physician?
State. Supply and demand for physicians willing to collaborate varies widely by state, and it is the single biggest driver of price. That is why the state tables above exist.
Specialty and scope. Higher-liability or more specialized practices command higher fees than low-acuity primary care.
Patient volume. Higher volume can mean more chart-review burden for the physician, which pushes the fee up.
Number of NPs under one physician. Physicians often price per NP; states also cap how many NPs a single physician may collaborate with.
Telehealth vs in-person. In-person requirements narrow the pool of available physicians and can raise the rate.
Chart-review burden. The volume and cadence of required chart reviews directly affects the physician's time and therefore the fee.
Malpractice bundling. Whether physician malpractice is included changes the true cost of a quote more than most NPs realize.
Median monthly cost by practice type
- Mental / behavioral health$549/mo
- Primary care$499/mo
- Medical weight loss$499/mo
- Aesthetics / med spa$599/mo
Practice-type medians from the NP Collaborator Fair Price Report, Edition 1, 2026.
How does NP Collaborator compare to other platforms?
Published monthly pricing, as stated on each platform's own website. Where a platform discloses no pricing on-page, we mark it "Not published" rather than guess. NP Collaborator prices are transparent and visible in the live marketplace.
| Platform | Published pricing |
|---|---|
| NP Collaborator | Transparent — see live marketplace listings |
| Guardian MD | Plans start at $850/month |
| Medical Director Co | Starting at $799/month — no startup fees |
Competitor figures are each platform's own published pricing. Sources: Guardian MD — guardianmedicaldirection.com/find-a-collaborating-physician (accessed 2026-05-30; archived); Medical Director Co — medicaldirectorco.com (accessed 2026-05-30; archived).
How do you know a collaborating physician quote is fair?
Take this checklist into any negotiation. Each item is a specific question the market data lets you ask.
- The quoted fee sits above your state's 75th percentile with no stated reason.
- Physician malpractice insurance is excluded from the monthly fee (or left unclear).
- There are no written chart-review terms — cadence, volume, or turnaround.
- A one-time match or onboarding fee is not disclosed up front.
- The vendor won't put the all-in monthly cost in writing.
- The price is quoted as a range with no median or sample behind it.
Collaborating physician cost: frequently asked questions
How much does a collaborating physician cost per month?
Most nurse practitioners pay $499–$599 per month, with a national median of $549/month, based on 2,000+ actual contracts. Total monthly fees including physician fees, platform fees, and physician malpractice insurance.
What is a fair price for a collaborating physician?
A fair price falls within the Fair Price Band — the 25th–75th percentile of real signed contracts. Nationally that band is $499–$599/month, with a median of $549/month. Quotes above the 75th percentile with no stated reason are worth questioning.
Does the monthly collaborating physician cost include malpractice insurance?
In our data it does. The reported figures reflect the total monthly fees including physician fees, platform fees, and physician malpractice insurance. Always confirm in writing whether a specific quote bundles physician malpractice coverage, because some vendors price it separately.
Why do collaborating physician costs vary by state?
Price is driven by NP supply and demand in the state, metro concentration, the practice specialty and scope, patient volume, how many NPs share one physician, telehealth versus in-person care, and whether physician malpractice is bundled into the fee.
How do NP Collaborator's collaborating physician costs compare to other platforms?
NP Collaborator shows transparent, live marketplace pricing with physician malpractice included. Published competitor pricing runs higher — for example, Guardian MD lists plans starting at $850/month and Medical Director Co starts at $799/month, per their own sites (archived on the Wayback Machine).
How was this collaborating physician cost data collected?
The figures come from 2,000+ real signed collaboration contracts analyzed for the NP Collaborator Fair Price Report, Edition 1, 2026. We publish medians and 25th–75th percentile bands rather than averages, and we band sample counts instead of showing exact figures.
Cite this study
Reference The Fair Price for Collaboration Report in your reporting or research.
NP Collaborator. (2026). The Fair Price for Collaboration Report (Edition 1). Analysis of 2,000+ real signed collaborating-physician contracts across 20 states. Released August 18, 2026. Retrieved from https://npcollaborator.com/collaborating-physician-cost/
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Last updated: August 18, 2026 · NP Collaborator Fair Price Report, Edition 1, 2026